Finally: Medical aid that actually makes sense

If you’re under 30, you probably know the monthly wallet-squeeze: groceries that cost more than your car payment, rent that rivals a bond, and now… medical aid? No wonder so many young South Africans think healthcare cover is out of reach.

That’s where CompCare Medical Scheme’s DigiCare plan comes in. This is not another one of those options that feels like buying a second-hand car without airbags once you read the fine print. This one actually delivers the goods. Healthcare costs just keep rising – like GP fees, which have increased by 33% since 2020, according to the Competition Commission’s recent Cost of Living Report. Most plans are hiking premiums, but DigiCare is holding steady with a 0% increase for 2026. Zero. Nada. Zilch.

In a market where cover usually costs a fortune, DigiCare starts at under R1 000 a month – and still manages to outperform the big four competitors with a benefit value index of 116% (compared to their 62 – 70%). Translation: you’re getting way more bang for your buck here.

DigiCare proves that budget-friendly doesn’t mean basic. It gives you the essentials – and then some:

• Comprehensive in-hospital cover at any Netcare or Mediclinic hospital.
• Emergency care and specialist visits.
• Unlimited virtual doctor consultations in 2026, plus a 24/7 professional nurse advice chat.
• Professional psychosocial counselling with unlimited support, plus face-to-face sessions when life gets a bit much.
• Up to R25 000 additional cover through our preventative care, wellness benefits and a care maximiser that rewards you for staying on top of your health.
• Cover for sports injuries and travel (because yes, you deserve that island getaway).

And because any brand worth its salt knows the value of a personalised approach, DigiCare doesn’t force you into cookie-cutter health goals. Not into step counts? Prefer HIIT classes or dance marathons? We’ve got you. CompCare throws in a session with a registered biokineticist and a dietitian to help you make your wellness journey your own.

Now, let’s take it up a notch. If you are under 35 and in good health, you can be covered right away. Apply via the Universal.one app today and be active tomorrow. No old-school forms. No three-week waits. Just tap, swipe, covered. Once registered, you can also access our holistic wellness platform, an AI-powered health check, your own digital personal health assistant and smart records system, just to name a few.

Honestly, we could keep going, but word limits, right? So, here’s the bottom line: healthcare shouldn’t be about ticking boxes. It should be about living well, feeling strong, and avoiding financial ruin when the unexpected hits. With DigiCare, CompCare proves medical aid can be affordable, fuss-free, and wellness-driven – without cutting corners.

In a country still working towards universal healthcare, there are better options than waiting for “someday”. It’s time to get proactive – about your health, your wallet and your future.

Do life better with DigiCare. Do it today.https://compcare.co.za/2026-digicare/?utm_source=YFM+&utm_medium=Banner_1920x1080&utm_campaign=compcare+&utm_content=1920×1080