In love, but are you financially compatible?

February, the month of love, is all about grand gestures, romantic surprises, and promises of forever. But beyond candlelit dinners and heartfelt gifts, financial advisors say there’s a deeper question couples should be asking: Are we financially compatible?

According to research, money is one of the biggest stressors in relationships, yet many couples shy away from financial discussions.

Experts say while love might be priceless, financial stability plays a crucial role in securing a future together. Whether you’re dating, engaged, or married, understanding each other’s financial habits can be just as important as emotional connection.

The financial advisers say financial compatibility isn’t about earning the same amount of money—it’s about shared values and aligned goals.

“Do you both prioritise saving for the future? Are you prepared for unexpected life events? Do you have a plan in place to support each other during retirement? These are questions every couple should explore to build a secure future together,” they explain.

“True financial compatibility comes from having open conversations about spending, saving, and long-term security,” adds the Head of Group Corporate Affairs at Assupol, Velmah Nzembela.

“Planning for the future together—whether it’s building savings, investing in life cover, or ensuring your family is protected with funeral cover strengthens relationships and provides peace of mind.”

This month of love, couples are advised to think beyond chocolates and flowers by investing in something more meaningful their financial future.

Nzembela says a well-structured savings plan ensures couples can afford life’s big milestones together, from buying a home to enjoying a comfortable retirement.

“Life cover offers the security of knowing that your partner and loved ones will be protected no matter what, while funeral cover lifts the burden of unexpected expenses during difficult times. After all, making sure your loved one is taken care of today and in the future is one of the greatest acts of love,” concludes Nzembela.